Hiring a domestic helper is a big decision and a meaningful responsibility. In Singapore, employers are legally responsible for helper welfare and required to maintain Domestic Helper Insurance in line with Ministry of Manpower (MOM) requirements.
Domestic Helper Insurance is a mandatory insurance policy required by the Ministry of Manpower (MOM) for all employers of foreign domestic helpers (FDWs) in Singapore.
At a minimum, it provides:
Beyond compliance, a well-structured policy protects you from potentially significant out-of-pocket costs and gives your helper access to proper care.
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While basic plans meet legal requirements, stronger coverage makes a real difference when something goes wrong.
We pay close attention to:
This is one of the most overlooked but critical components – especially in serious accidents.
We help you compare these extras carefully – not all addons are worth paying for.
Many employers only discover policy limitations after a claim is rejected or reduced.
Common issues we see:
As an independent insurance broker in Singapore, we work for you, not the insurer.
Our role is to:
When something happens, you shouldn't be left to fight insurers alone.
Insurance is only as good as the support behind it.
We don't just issue policies, we:
Our priority is simple: fair outcomes for our clients and proper care for their helpers.
While basic plans may suffice for some, enhanced Domestic Helper Insurance is especially important if:
We'll walk you through the tradeoffs so you can make a confident, informed decision.
If you're hiring a new helper, renewing a policy, or unsure whether your current coverage is enough, we're here to help.
As a client first insurance broker in Singapore, our advice is always: